Government Loans & Subsidies Central Government Official Guidance

Pradhan Mantri MUDRA Yojana (PMMY)

Department of Financial Services, Ministry of Finance

Credit support for eligible non-corporate, non-farm micro and small enterprises through participating banks and financial institutions.

✓ Eligibility

For eligible income-generating micro enterprises in manufacturing, trading, services and allied agricultural activities. The lender makes the final credit decision.

📄 Documents

Identity and address proof, business or activity details, quotations and financial information may be requested by the participating lender.

→ How to proceed

Review the official scheme information, select an eligible lender or the official credit portal, submit the lender's application and complete its appraisal process.

₹ Fees

Interest, charges, security requirements and repayment terms are decided under current scheme and lender rules. Confirm them before accepting a loan.

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GUIDANCE REVIEW

Detailed guidance is being verified

We haven't published detailed eligibility, document, fee or timeline guidance for this service yet because the information is still under evidence review.

You can still continue to the official Government website for the latest requirements.

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