Government credit guidance

Loans and subsidies,
for every Indian state.

Browse Central programmes, detailed verified schemes and official scheme gateways covering all 28 states. Check eligibility guidance, prepare documents and continue only to the official portal.

✓ Weekly source checks✓ Official portals only✓ No agent fees
28states covered
5 Central 30 State entries
35 results match the current filters. Every record enters the 360 weekly audit and administrator review workflow.
CentralAll India

PM SVANidhi Street Vendor Loan

Working-capital credit support for eligible urban street vendors, with scheme incentives subject to current rules.

Who may qualify
For eligible street vendors identified under the scheme or able to obtain the required local-body recommendation or vending documentation.
Application route
Online Application
Next check: 24 Aug 2026
CentralAll India

PM Vishwakarma Credit Support

End-to-end support for eligible artisans and craftspeople in notified traditional trades, including skill, toolkit and credit support components.

Who may qualify
For eligible artisans and craftspeople working in a trade covered by the scheme, subject to age, family, occupation and prior-benefit rules.
Application route
Official Portal
Next check: 24 Aug 2026
CentralAll India

Pradhan Mantri MUDRA Yojana (PMMY)

Credit support for eligible non-corporate, non-farm micro and small enterprises through participating banks and financial institutions.

Who may qualify
For eligible income-generating micro enterprises in manufacturing, trading, services and allied agricultural activities. The lender makes the final credit decision.
Application route
Official Guidance
Next check: 24 Aug 2026
CentralAll India

Prime Minister's Employment Generation Programme (PMEGP)

A credit-linked subsidy programme supporting eligible new micro-enterprises in the non-farm sector.

Who may qualify
Primarily for eligible applicants establishing new micro-enterprises. Existing subsidised units and family or activity restrictions apply under current guidelines.
Application route
Online Application
Next check: 24 Aug 2026
CentralAll India

Stand-Up India Scheme

Bank finance facilitation for eligible greenfield enterprises promoted by women or Scheduled Caste and Scheduled Tribe entrepreneurs.

Who may qualify
For eligible SC/ST and/or women entrepreneurs establishing a greenfield enterprise, subject to ownership, age, default-status and lender conditions.
Application route
Online Guidance
Next check: 24 Aug 2026
StateAndhra Pradesh

Andhra Pradesh Government Loans & Subsidies

Official discovery gateway for Andhra Pradesh enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Andhra Pradesh scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateTamil Nadu

Annal Ambedkar Business Champions Scheme (AABCS)

Capital subsidy and interest-support programme for eligible SC/ST-owned new or expanding enterprises in Tamil Nadu.

Who may qualify
For eligible enterprises owned by SC/ST persons in Tamil Nadu, including permitted new and expansion projects, subject to current ownership, age and activity rules.
Application route
Online Application
Next check: 24 Aug 2026
StateArunachal Pradesh

Arunachal Pradesh Government Loans & Subsidies

Official discovery gateway for Arunachal Pradesh enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Arunachal Pradesh scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateAssam

Assam Government Loans & Subsidies

Official discovery gateway for Assam enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Assam scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateBihar

Bihar Government Loans & Subsidies

Official discovery gateway for Bihar enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Bihar scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateChhattisgarh

Chhattisgarh Government Loans & Subsidies

Official discovery gateway for Chhattisgarh enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Chhattisgarh scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateGoa

Goa Government Loans & Subsidies

Official discovery gateway for Goa enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Goa scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateGujarat

Gujarat Government Loans & Subsidies

Official discovery gateway for Gujarat enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Gujarat scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateHaryana

Haryana Government Loans & Subsidies

Official discovery gateway for Haryana enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Haryana scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateHimachal Pradesh

Himachal Pradesh Government Loans & Subsidies

Official discovery gateway for Himachal Pradesh enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Himachal Pradesh scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateJharkhand

Jharkhand Government Loans & Subsidies

Official discovery gateway for Jharkhand enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Jharkhand scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateKarnataka

Karnataka Government Loans & Subsidies

Official discovery gateway for Karnataka enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Karnataka scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateKerala

Kerala Government Loans & Subsidies

Official discovery gateway for Kerala enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Kerala scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateMadhya Pradesh

Madhya Pradesh Government Loans & Subsidies

Official discovery gateway for Madhya Pradesh enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Madhya Pradesh scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateMaharashtra

Maharashtra Government Loans & Subsidies

Official discovery gateway for Maharashtra enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Maharashtra scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateManipur

Manipur Government Loans & Subsidies

Official discovery gateway for Manipur enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Manipur scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateMeghalaya

Meghalaya Government Loans & Subsidies

Official discovery gateway for Meghalaya enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Meghalaya scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateMizoram

Mizoram Government Loans & Subsidies

Official discovery gateway for Mizoram enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Mizoram scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateNagaland

Nagaland Government Loans & Subsidies

Official discovery gateway for Nagaland enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Nagaland scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateOdisha

Odisha Government Loans & Subsidies

Official discovery gateway for Odisha enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Odisha scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StatePunjab

Punjab Government Loans & Subsidies

Official discovery gateway for Punjab enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Punjab scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateRajasthan

Rajasthan Government Loans & Subsidies

Official discovery gateway for Rajasthan enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Rajasthan scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateSikkim

Sikkim Government Loans & Subsidies

Official discovery gateway for Sikkim enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Sikkim scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateTamil Nadu

Tamil Nadu New Entrepreneur-cum-Enterprise Development Scheme (NEEDS)

Entrepreneurship training and credit-linked assistance for eligible first-generation entrepreneurs establishing new manufacturing or service ventures.

Who may qualify
For qualifying first-generation entrepreneurs in Tamil Nadu, subject to age, education, residence, project and activity requirements in current guidelines.
Application route
Online Application
Next check: 24 Aug 2026
StateTamil Nadu

Tamil Nadu Unemployed Youth Employment Generation Programme (UYEGP)

Loan-linked state subsidy assistance for eligible unemployed youth establishing permitted business enterprises in Tamil Nadu.

Who may qualify
Tamil Nadu residence, age, education, family-income, activity and previous government-subsidy conditions apply under the current UYEGP guidelines.
Application route
Online Application
Next check: 24 Aug 2026
StateTelangana

Telangana Government Loans & Subsidies

Official discovery gateway for Telangana enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Telangana scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateTripura

Tripura Government Loans & Subsidies

Official discovery gateway for Tripura enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Tripura scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateUttar Pradesh

Uttar Pradesh Government Loans & Subsidies

Official discovery gateway for Uttar Pradesh enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Uttar Pradesh scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateUttarakhand

Uttarakhand Government Loans & Subsidies

Official discovery gateway for Uttarakhand enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual Uttarakhand scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
StateWest Bengal

West Bengal Government Loans & Subsidies

Official discovery gateway for West Bengal enterprise finance, credit-linked support, incentives and subsidy programmes.

Who may qualify
Eligibility varies by the individual West Bengal scheme, applicant category, residence, enterprise type, sector and project status.
Application route
Official State Scheme Directory
Next check: 24 Aug 2026
Before you apply

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